Member access
Buy and activate your first ZamaCard to join the ecosystem with a member account.
ZamaCard
PayShopConnectBelong
One Card. Endless Possibilities.
Membership that fuels lifestyle and growth — wallet value, Soft Skills learning, partner offers, and a clear Premium pathway.
Pay
A membership wallet designed for everyday spend — airtime, electricity, and more as services launch.
Shop
Member pricing across marketplace categories, partner discounts, and lifestyle offers.
Connect
Grow your network, unlock Premium, and access learning through the Soft Skills Hub.
Belong
Built for African communities — starting in Namibia and expanding with partners across the continent.
The ecosystem
What ZamaCard is
ZamaCard is a loyalty and membership platform that connects a physical card, digital membership, wallet spend, learning, and partner offers in one account.
- One membership account for card, wallet, courses, referrals, and support.
- Standard membership after your first activated card.
- Premium pathway for members who grow the network.
- Partner ecosystem for distributors, merchants, and course providers.
Benefits
Built for growth across Africa
Activate as a member, use your digital wallet pathway, learn through the Soft Skills Hub, and progress to Premium as you grow the network.
Digital wallet
Track balances and prepare for marketplace spend on everyday and lifestyle products.
Soft Skills Hub
Free and premium courses in finance, marketing, public speaking, tourism, and more.
Premium pathway
Resell 8 cards to unlock Premium. From your 9th card onward, earn 30% on the N$200 yearly subscription.
Partner network
Distributors, merchants, and course providers extend value across communities.
Built for Africa
Designed by Africans for Africans — starting in Namibia, scaling with care.
How it works
From first card to Premium
A clear pathway: activate with your first card, resell eight to unlock Premium, then earn 30% of the N$200 yearly subscription from your ninth card onward.
Step 01
Buy your first card
Purchase and activate your first ZamaCard — you become a Standard member with platform access.
Step 02
Activate & explore
Use marketplace previews, Soft Skills Hub courses, and grow your network through referrals.
Step 03
Unlock Premium
Resell 8 cards to unlock Premium membership.
Step 04
Earn commission
From your 9th card onward, earn 30% of the N$200 yearly subscription.
Membership
Levels for members and partners
Level
Standard Member
Entry membership after your first activated ZamaCard.
Level
Premium Member
Unlocked after reselling 8 cards.
Level
Distributor
For partners managing card stock and customer activations.
Level
Corporate
For organisations issuing memberships to teams.
Marketplace
Everyday spend, member value
Airtime, electricity, travel, education, food, retail, and member specials — previewed now, fulfilled as Phase 3 services launch.
Explore marketplaceSoft Skills Hub
Learn skills that build careers
Free and premium courses in finance, entrepreneurship, marketing, speaking, tourism, and workplace readiness.
Browse coursesPartners
Grow with ZamaCard
Distributors, merchants, course providers, and corporate teams can join the ecosystem and serve members where they live.
Become a partnerTrust
Security & trust
ZamaCard is being built with verification, access control, and fraud monitoring in mind. Public claims will match live controls as each phase launches.
- OTP and identity checks planned for registration and activation
- Role-based access for members, partners, and administrators
- Audit logs and maker-checker controls for financial operations
- Fraud monitoring across referrals, activations, and transactions
FAQ
Common questions
What do I get when I buy my first ZamaCard?
Activating your first card makes you a Standard member with access to the membership ecosystem, including marketplace and Soft Skills Hub pathways.
How do I become a Premium member?
Resell 8 cards. From your 9th card onward you can earn 30% of the N$200 yearly subscription when eligibility rules are met.
Is marketplace checkout live on this website?
Yes for members: browse the catalog, top up a demo wallet, and checkout. Live payment gateways and real supplier APIs (airtime, electricity) come in later phases.
Can businesses partner with ZamaCard?
Yes. Distributors, merchants, course providers, and corporate clients can apply through the Partners and Contact pages.
Where is ZamaCard based?
We operate from Windhoek, Namibia. Contact us on +264 85 3 222 222 or info@zamacard.com.
Ready to begin?
Get a ZamaCard, activate membership, or speak with our Windhoek team about partners and Premium.